/* PrimeLedger Financial Solutions — Global Stylesheet */
@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600;9..144,700&family=Manrope:wght@300;400;500;600;700&display=swap');
:root{--em:#0D3B2E;--em-mid:#14503F;--em-deep:#082a20;--cu:#B87333;--cu-light:#D9A66F;--bg:#F4F6F3;--bg-dark:#E6EBE6;--slate:#4A5A54;--white:#fff;--shadow:0 4px 28px rgba(13,59,46,.10);--r:6px;--t:.3s cubic-bezier(.4,0,.2,1)}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Manrope',sans-serif;background:var(--bg);color:var(--em);line-height:1.7;min-height:100vh;display:flex;flex-direction:column}
main{flex:1}
h1,h2,h3,h4{font-family:'Fraunces',serif;font-weight:600;line-height:1.2;color:var(--em)}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
ul{list-style:none}
:focus-visible{outline:2px solid var(--cu);outline-offset:3px}
.container{width:90%;max-width:1200px;margin-inline:auto}
.section{padding:80px 0}
.section--dark{background:var(--em);color:#fff}
.section--dark h2,.section--dark h3,.section--dark h4{color:#fff}
.section--alt{background:var(--bg-dark)}
.section__label{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--cu);margin-bottom:12px}
.section__title{font-size:clamp(1.9rem,4vw,2.8rem);margin-bottom:16px}
.section__subtitle{font-size:1.05rem;color:var(--slate);max-width:620px;margin-bottom:48px}
.lead p{color:var(--slate);line-height:1.85}.lead p+p{margin-top:16px}
.gold-bar{width:56px;height:3px;background:var(--cu);margin:12px 0 24px}
.btn{display:inline-block;padding:14px 34px;border-radius:var(--r);font:600 .9rem 'Manrope',sans-serif;letter-spacing:.03em;cursor:pointer;border:none;transition:var(--t)}
.btn--gold{background:var(--cu);color:#fff}.btn--gold:hover{background:var(--cu-light);color:var(--em);transform:translateY(-2px);box-shadow:0 8px 24px rgba(184,115,51,.35)}
.btn--outline{background:transparent;color:#fff;border:2px solid var(--cu)}.btn--outline:hover{background:var(--cu)}
.btn--full{width:100%;text-align:center}
.mt{margin-top:32px}
/* cards */
.card{background:var(--white);border-radius:var(--r);padding:34px 30px;box-shadow:var(--shadow);transition:var(--t);border-top:3px solid transparent}
.card:hover{transform:translateY(-5px);border-top-color:var(--cu)}
.card h3{margin-bottom:10px;font-size:1.3rem}.card p{color:var(--slate);font-size:.93rem}
.card__icon{width:52px;height:52px;background:rgba(184,115,51,.12);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:20px;color:var(--cu)}
.card--dark{background:rgba(255,255,255,.05);border:1px solid rgba(217,166,111,.2);box-shadow:none}
.card--dark h3{color:#fff}.card--dark p{color:#a9bcb4}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:32px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.mtop{margin-top:48px}
/* page hero */
.page-hero{background:linear-gradient(135deg,var(--em-deep),var(--em) 55%,var(--em-mid));padding:140px 0 80px;position:relative;overflow:hidden}
.page-hero::after{content:'';position:absolute;right:-80px;top:-80px;width:340px;height:340px;border:1px solid rgba(217,166,111,.18);border-radius:50%;box-shadow:0 0 0 40px rgba(217,166,111,.04)}
.page-hero .container{position:relative;z-index:1}
.page-hero h1{color:#fff;font-size:clamp(2.2rem,5vw,3.4rem)}
.page-hero p{color:#a9bcb4;font-size:1.1rem;margin-top:16px;max-width:620px}
/* home hero */
.hero{position:relative;min-height:100vh;display:flex;align-items:center;background:linear-gradient(135deg,var(--em-deep),var(--em) 55%,var(--em-mid));overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 70% at 85% 50%,rgba(184,115,51,.22),transparent 65%)}
.hero__content{position:relative;z-index:1;padding:120px 0 80px}
.hero__title{font-size:clamp(2.8rem,6vw,4.8rem);color:#fff;line-height:1.08}
.hero__sub{color:#a9bcb4;font-size:1.1rem;max-width:560px;margin:8px 0 38px}
.hero__actions{display:flex;gap:16px;flex-wrap:wrap}
.stats{background:var(--white);border-bottom:1px solid var(--bg-dark);padding:40px 0}
.stats__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat__num{display:block;font:700 2.1rem 'Fraunces',serif;color:var(--em);line-height:1.1}
.stat__label{display:block;font-size:.8rem;font-weight:500;color:var(--slate);margin-top:6px}
.service-card{display:block}.service-card__link{display:inline-block;margin-top:18px;color:var(--cu);font-size:.88rem;font-weight:700}
.pillar__num{font:700 3rem 'Fraunces',serif;color:rgba(217,166,111,.3);line-height:1;margin-bottom:12px}
.pillar h3{margin-bottom:10px}.pillar p{color:#a9bcb4}
.cta{background:linear-gradient(135deg,var(--cu),#8f5624);padding:64px 0}
.cta__inner{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.cta h2{color:#fff;font-size:clamp(1.5rem,3vw,2.2rem)}.cta p{color:rgba(255,255,255,.85);margin-top:8px}
.cta .btn--gold{background:var(--em);white-space:nowrap}.cta .btn--gold:hover{background:var(--em-deep);color:#fff}
.cta--dark{background:var(--em);text-align:center}.cta--dark .cta__inner{flex-direction:column}.cta--dark .btn--gold{background:var(--cu)}
/* placeholders / lists */
.panel{background:var(--em);border-radius:8px;padding:36px 32px;color:#a9bcb4}
.panel h3{color:#fff;margin-bottom:20px}
.ticks{display:flex;flex-direction:column;gap:14px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-size:.92rem;line-height:1.5}
.ticks svg{flex-shrink:0;margin-top:3px}
.ticks--light li{color:var(--slate)}.ticks--light h4{font-size:1rem;color:var(--em);margin-bottom:2px}
.ticks--light li{gap:16px}
.tick-dot{width:36px;height:36px;flex-shrink:0;border-radius:50%;background:rgba(184,115,51,.12);display:flex;align-items:center;justify-content:center;color:var(--cu)}
.tags{display:flex;flex-wrap:wrap;gap:12px}
.tag{border:1px solid rgba(217,166,111,.35);background:rgba(217,166,111,.08);color:var(--cu-light);padding:10px 22px;border-radius:40px;font-size:.88rem;font-weight:500}
.diff{display:flex;gap:22px;align-items:flex-start}
.diff__num{font:700 2.8rem 'Fraunces',serif;color:rgba(184,115,51,.3);line-height:1;width:52px;flex-shrink:0}
.diff h3{margin-bottom:8px}.diff p{color:var(--slate);font-size:.94rem}
.mv{background:rgba(255,255,255,.05);border:1px solid rgba(217,166,111,.2);border-radius:8px;padding:34px 28px}
.mv p{color:#a9bcb4;font-size:.94rem}.mv h3{margin-bottom:12px}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:24px;margin-top:48px}
.step{border-top:2px solid var(--cu);padding-top:16px}
.step span{font:700 1.8rem 'Fraunces',serif;color:var(--cu-light)}
.step h4{margin:4px 0 6px}.step p{color:#a9bcb4;font-size:.88rem}
.quote{background:var(--cu);padding:60px 0;text-align:center}
.quote blockquote{font:italic 500 clamp(1.2rem,2.5vw,1.7rem)/1.6 'Fraunces',serif;color:#fff;max-width:800px;margin:0 auto}
.quote cite{display:block;margin-top:16px;font-size:.85rem;font-weight:600;letter-spacing:.08em;color:rgba(255,255,255,.8);font-style:normal}
.map{border:0;width:100%;height:280px;border-radius:8px;margin-top:32px;box-shadow:var(--shadow)}
.addr-card{background:var(--white);border-left:3px solid var(--cu);border-radius:var(--r);padding:20px 24px;box-shadow:var(--shadow);margin-top:32px;font-size:.92rem;color:var(--slate)}
/* forms */
.form-group{margin-bottom:22px}
.form-group label{display:block;font-size:.82rem;font-weight:600;margin-bottom:8px}
.form-group input,.form-group textarea,.form-group select{width:100%;padding:14px 18px;border:1.5px solid var(--bg-dark);border-radius:var(--r);font:.95rem 'Manrope',sans-serif;color:var(--em);background:#fff;transition:var(--t)}
.form-group input:focus,.form-group textarea:focus,.form-group select:focus{outline:none;border-color:var(--cu);box-shadow:0 0 0 3px rgba(184,115,51,.15)}
.form-group textarea{min-height:140px;resize:vertical}
.form-msg{margin-top:16px;padding:14px 20px;border-radius:6px;font-size:.9rem;font-weight:500;display:none}
.form-msg--ok{background:#f0fdf4;color:#166534;border:1px solid #bbf7d0}.form-msg--err{background:#fef2f2;color:#991b1b;border:1px solid #fecaca}
.info{display:flex;flex-direction:column;gap:30px;margin-top:36px}
.info__item{display:flex;gap:18px}
.info__icon{width:44px;height:44px;flex-shrink:0;border-radius:50%;background:rgba(184,115,51,.1);border:1px solid rgba(184,115,51,.25);display:flex;align-items:center;justify-content:center;color:var(--cu)}
.info__item h4{font-size:.98rem;margin-bottom:2px}.info__item p{color:var(--slate);font-size:.92rem}.info__item a:hover{color:var(--cu)}
/* header */
.site-header{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(8,42,32,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(217,166,111,.2)}
.site-header.scrolled{box-shadow:0 4px 30px rgba(0,0,0,.25)}
.header__inner{display:flex;align-items:center;justify-content:space-between;height:76px;gap:24px}
.header__brand,.footer__brand-link{display:flex;align-items:center;gap:12px}
.header__logo{width:46px;height:46px;object-fit:contain}
.brand-name{display:block;font:700 1.1rem 'Fraunces',serif;color:#fff;line-height:1.15}
.brand-sub{display:block;font-size:.62rem;color:var(--cu-light);text-transform:uppercase;letter-spacing:.18em}
.header__nav{flex:1;display:flex;justify-content:center}
.header__nav-list{display:flex;gap:6px;align-items:center}
.nav-link{display:inline-block;color:#cfdcd6;padding:8px 14px;border-radius:4px;font-size:.88rem;font-weight:500}
.nav-link:hover,.nav-link.active{background:rgba(217,166,111,.12);color:#fff}
.has-dropdown{position:relative}
.dropdown{display:none;position:absolute;top:100%;left:0;background:var(--em-deep);min-width:230px;padding:8px 0;border:1px solid rgba(217,166,111,.25);box-shadow:0 16px 40px rgba(0,0,0,.3)}
.dropdown a{display:block;padding:10px 18px;color:#cfdcd6;font-size:.88rem}
.dropdown a:hover{background:rgba(217,166,111,.1);color:var(--cu-light)}
.header__actions{display:flex;align-items:center;gap:16px}
.header__cta{padding:10px 22px;font-size:.84rem}
.header__toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.header__toggle span{width:24px;height:2px;background:var(--cu-light);transition:var(--t)}
.header__toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.header__toggle.open span:nth-child(2){opacity:0}
.header__toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(min-width:901px){.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{display:block}}
/* footer */
.site-footer{background:var(--em-deep);color:#9fb3aa;font-size:.9rem}
.footer__top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;padding:64px 0 48px}
.footer__logo{width:44px;height:44px;object-fit:contain}
.footer__brand-link{margin-bottom:18px}
.footer__desc{line-height:1.8}
.footer__heading{font:600 .78rem 'Manrope',sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--cu-light);margin-bottom:20px}
.footer__grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 16px}
.footer__grid a:hover,.footer__contact a:hover{color:var(--cu-light)}
.footer__contact{display:flex;flex-direction:column;gap:14px}
.footer__contact li{display:flex;gap:10px;line-height:1.5;color:#cfdcd6}
.footer__contact svg{flex-shrink:0;margin-top:3px;color:var(--cu-light)}
.footer__bottom{border-top:1px solid rgba(255,255,255,.08);padding:20px 0;text-align:center;font-size:.82rem;color:#7d948a}
/* responsive */
@media(max-width:900px){
 .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
 .split{grid-template-columns:1fr;gap:40px}
 .steps{grid-template-columns:1fr 1fr}
 .footer__top{grid-template-columns:1fr 1fr}.footer__top>:first-child{grid-column:1/-1}
 .header__cta{display:none}.header__toggle{display:flex}
 .header__nav{position:absolute;top:76px;left:0;right:0;background:var(--em-deep);display:none;border-bottom:1px solid rgba(217,166,111,.2)}
 .header__nav.open{display:block}
 .header__nav-list{flex-direction:column;align-items:stretch;padding:12px 0}
 .nav-link{display:block;padding:14px 24px}
 .dropdown{position:static;border:none;box-shadow:none;background:rgba(255,255,255,.03);padding-left:16px}
 .has-dropdown.mobile-open .dropdown{display:block}
}
@media(max-width:640px){
 .grid-2,.grid-3,.grid-4,.footer__top{grid-template-columns:1fr}
 .section{padding:60px 0}.stats__grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}
 .cta__inner{flex-direction:column;text-align:center}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}